There are times when speech and language delays appear obvious but…the child may not be eligible for speech therapy services. Cue most moms pulling out their hair!! These decisions are based on qualifying criterion from federal regulations and state education laws. Sometimes, parents may also wish to have more services for their child, OR a school simply cannot provide the intensity of services that you want. So, our phone rings off the hook from parents trying with all their might to get additional services.
But, when families look for private therapy the #1 question we get is….. “ DO YOU TAKE INSURANCE?”… cue me taking a deep breath here. Most private health plans will not pay for exact same services that are provided in early intervention or public school settings. Although some therapies such as physical therapy and occupational therapy may be covered by your private insurance plan, speech therapy services are most likely a completely different story. The following may help to guide you in understanding what your options might be.
If your child has a diagnosis of Autism, some states will cover necessary therapeutic services for your child. To see what states this applies to, refer to our insurance tab here. Also, check out Luke’s law for information on services that are available by the state for your child diagnosed with autism.
Now if none of these apply to you, don’t fret. For birth-3 aged kiddos, Easter Seals Hawaii offers no cost speech services for those who are not eligible for services through the DOE. For your school aged child (including preschool) the DOE is required to provide no cost services when deemed necessary to educational development to those in a SPED program.
If the DOE is not an option, The University of Hawaii offers low cost speech therapy services to anyone in need.
Another thing to consider are that many scholarships out there for speech therapy services. We do have a running list to share with you if you were interested. Contact us via phone or email to receive a copy
We always encourage clients to contact their insurance providers and what your insurance may actually cover.
For more information click here.
Hope this helps!